A Loan to Help You Achieve Your Goals
At Rolling Hills Bank & Trust, we understand the unique needs of local families, businesses, and individuals, and we're here to offer the support, expertise, and resources that help you thrive. Our experienced loan officers are dedicated to helping you and your family find the right loan to suit your needs.
We provide a range of real estate loan options, including purchase, refinance, and construction loans. Whether you're purchasing your first home or refinancing an existing mortgage our loan options are designed to make the process as smooth and stress-free as possible. With competitive rates, flexible terms, and personalized service, we ensure you receive a loan tailored to your financial goals.
Applying for a home loan with Rolling Hills Bank & Trust is easy, whether you choose to apply online or in person. Our application process lets you get started from the comfort of your home, while our friendly in-person team is ready to guide you through every step if you prefer a more personal touch. Either way, our responsive team will ensure you move forward with confidence and clarity.
Mortgage Application Checklist
To help the application process go as smoothly as possible, please consider providing the following items:
Personal Information
- Driver’s License – Current, unexpired, government-issued photo ID for all applicants.
- Tax Return – Last two years of signed tax returns with all schedules for personal and business.
- W-2 – Original W-2 or 1099 tax documents for the last two years for each applicant.
- Paystubs – Document showing the last 30 days of pay for each applicant.
- Bank Statements – Copies of all pages of bank statements for the past 60 days for all checking and savings accounts listed on the application.
Property Information
- Purchase Contract – Contract signed by all buys and sellers.
Refinance
- Amount owed and year acquired.
