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Rolling Hills Bank & Trust offers a wide variety of deposit accounts and services to fit all of your banking needs.

Regular Checking
Hometown Checking
NOW Checking
Super NOW Checking
Business Checking
Regular Savings
Money Market Savings
Certificates of Deposit
IRA’s
Debit/ATM Cards
Health Savings Account


Regular Checking

This account requires a small minimum balance in order to avoid a monthly service charge. Checks are returned to the customer each month. The account is non-interest bearing.

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Hometown Checking

This account requires no minimum balance and incurs a small monthly service charge. Checks are held in safekeeping and are not returned, yet you will receive a monthly statement. The account is non-interest bearing.

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NOW Checking

This account requires a small minimum balance in order to avoid a monthly service charge and will compound and pay interest monthly. Checks are returned with a monthly statement.

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Super NOW Checking

This account requires a minimum balance in order to avoid a monthly service charge and will compound and pay interest monthly. Checks are returned with a monthly statement.

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Business Checking

This account requires no minimum balance and incurs a monthly service charge based on an account analysis. The account also includes an earnings credit based on the average balance held in the account per month.

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Regular Savings

This account requires a small minimum balance in order to avoid a service charge. The account compounds and pays interest quarterly.

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Money Market Savings

This account requires a minimum balance to avoid a service charge. The account is allowed a limited number of preauthorized withdrawals per month. The account compounds and pays interest monthly.

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Certificates of Deposit

Rolling Hills Bank and Trust offers various maturities of CD’s for your specific needs. Standard maturities are 6 month, 1, 2, 3, 4 and 5 year terms with special offers periodically. Federal regulations require a substantial penalty for early withdrawal. Interest is compounded semi-annually. For information on current rates, contact any of our branch locations.

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IRA’s

Rolling Hills Bank and Trust offers Traditional, ROTH and Education IRA’s, all at competitive interest rates. Contact an employee at any of our branch locations for further information.

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Debit/ATM Cards

Rolling Hills Bank and Trust offers two types of card services through SHAZAM. An ATM card offers you cash through any ATM worldwide with the SHAZAM or CIRRUS logo. A SHAZAM Chek Debit Card offers all of the same conveniences of the ATM card plus the ability to purchase goods or services anywhere VISA is accepted.

Who to call if your ATM or Debit card is lost or stolen:
Please remember to contact either the Bank or Shazam as soon as possible to limit the liability on your accounts. Regular Banking Hours – 800/630-1210, after hours/Shazam – 800/383-8000, Out of the Country/Shazam – 515/288-2828 (plus any access numbers required by the country you are in).

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Health Savings Account

Rolling Hills Bank & Trust offers Health Savings Accounts. You must have coverage under a qualified “high deductible health plan” to open and contribute to a HSA. There are certain advantages to putting money into these accounts, including favorable tax treatment. This account pays interest and also has a quarterly service fee.

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